Underwriting

The Underwriting Department tailors our insurance program based on the unique exposures and loss experience of each member.
New Coverages

Beginning with the July 1, 2017, renewal cycle, we will be adding Class Action Suit Coverage to our liability policy. This coverage will provide a maximum $1 million per occurrence and annual aggregate, with defense within the limit.

Liability Coverages
  • General Liability
  • Personal Injury Liability
  • Law Enforcement Liability
  • Errors or Omissions Liability
  • Employment Practices Liability
  • Employment Benefits Liability
  • Automobile Liability
  • Automobile Physical Damage
  • Optional Stated Value Fire or Utility Schedules
  • Optional Privacy and Network Security Liability
  • UAV (Drone) Coverage
 
Workers Compensation Coverage
  • Statutory Coverage
  • Voluntary  Accident and Medical Coverage
 
Property & Crime Coverage
  • Buildings & Personal Property
  • Electronic Data Processing Equipment
  • Mobile Equipment
  • Equipment Breakdown (Boiler and Machinery)
  • Employee Dishonesty
  • Forgery or Alternation
  • Theft, Disappearance, or Destruction
  • Computer Fraud

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